theAlvasection Posted August 16, 2023 Share Posted August 16, 2023 Building sites are slowing down badly now.The plumbing company I work for have had two rounds of redundancies and are now going down to a four day week apparently. Grim stuff at the moment. Quote Link to comment Share on other sites More sharing options...
manaliveits105 Posted August 16, 2023 Share Posted August 16, 2023 1 hour ago, The Real Maroonblood said: It’s all a f*****g sham. Yet the Village Idiot continues to troll these threads as if it’s one big laugh. Stop it then Quote Link to comment Share on other sites More sharing options...
The Real Maroonblood Posted August 16, 2023 Share Posted August 16, 2023 59 minutes ago, theAlvasection said: Building sites are slowing down badly now.The plumbing company I work for have had two rounds of redundancies and are now going down to a four day week apparently. Grim stuff at the moment. Do you know the reason why work has stopped at the Capital Park development in Sighthill? Quote Link to comment Share on other sites More sharing options...
hmfcbilly Posted August 16, 2023 Share Posted August 16, 2023 1 hour ago, The Real Maroonblood said: It’s all a f*****g sham. Yet the Village Idiot continues to troll these threads as if it’s one big laugh. I forgot to mention the fact that anyone on over 28k pays more income tax than anywhere else in the UK. Our government used to state more people pay less tax than rest of lf UK (think split was 51-49) I'm willing to bet after some of the pay rises past year or 2, that 51-49 percentage has slipped the other way. Then there's the latest proposals to ram Council tax up for anyone above a band D property because 'they must be able to afford it as they've a bigger hoose'! Wouldn't be so bad if council tax bandings reflected the actual true values of properties but there are so many anomalies. Let's not even go there with the idea that folk can't sell their house unless it has a ground heat sourced pump instead of a gas boiler. Guess that's what happens when you let 7 green MSPs pull your strings in order to maintain 'power'🙈 Quote Link to comment Share on other sites More sharing options...
JudyJudyJudy Posted August 16, 2023 Share Posted August 16, 2023 2 hours ago, joondalupjambo said: Not nearly it is two quid in the one near me. Beat them at their own game. Only buy what you need, go shopping with a list, walk more drive less, do not snack and only have four pints instead of six on a match day👍 Yes im thinking of starving myself to death. Its cheaper than eating it seems Quote Link to comment Share on other sites More sharing options...
Cade Posted August 16, 2023 Share Posted August 16, 2023 You can always apply to the local council to have your council tax band re-assessed, but they may decide that you go up a band, and then they'll probably adjust all your neighbour's bands too, which will make you very popular. Quote Link to comment Share on other sites More sharing options...
JudyJudyJudy Posted August 16, 2023 Share Posted August 16, 2023 6 minutes ago, hmfcbilly said: Guess that's what happens when you let 7 green MSPs pull your strings in order to maintain 'powe aye the same council tax the SNP said they would abolish way back in the 2012. Quote Link to comment Share on other sites More sharing options...
hmfcbilly Posted August 16, 2023 Share Posted August 16, 2023 3 hours ago, JudyJudyJudy said: aye the same council tax the SNP said they would abolish way back in the 2012. Yep. I remember that manifesto pledge well. Its taken them 11 years to come up with this wonderful, fairer, progressive fix for the unfair council tax 🙈🤣🤣 absolute shower that they are. Quote Link to comment Share on other sites More sharing options...
hmfcbilly Posted August 16, 2023 Share Posted August 16, 2023 3 hours ago, Cade said: You can always apply to the local council to have your council tax band re-assessed, but they may decide that you go up a band, and then they'll probably adjust all your neighbour's bands too, which will make you very popular. Tried that 8 years ago when I bought my house on the basis my neighbour paid 50k more for a 4 bed with 3/4 acre of land for a garden. My 3 bed bungalow (and much smaller garden) apparently has a bigger outside square footage than that other house and that's what they base the valuations on (hospital big the outside sq footage is rather than actual value!) Not quite sure how it works if you've upstairs too (which I dont) is it just the outside square footage from ground level? Quote Link to comment Share on other sites More sharing options...
JudyJudyJudy Posted August 16, 2023 Share Posted August 16, 2023 1 hour ago, hmfcbilly said: Yep. I remember that manifesto pledge well. Its taken them 11 years to come up with this wonderful, fairer, progressive fix for the unfair council tax 🙈🤣🤣 absolute shower that they are. They certainly are. Quote Link to comment Share on other sites More sharing options...
LarrysRightFoot Posted August 17, 2023 Share Posted August 17, 2023 20 hours ago, Tazio said: It’s almost funny how the price increases in certain foods are so huge. I bought a tin of Heinz soup a few days ago from the corner shop near my work. £1.99!! Very recently Baxter’s seemed expensive at £1.09. It’s these big brands that are the problem. They could post huge profits without any prices increases but want larger profits driven by shareholder expectation. Now plenty of people will be in some kind of investment/pension fund that invests in these big brands and if they don’t post profits the share price falls hence the pension/Investment fund falls. It’s a self perpetuating un-virtuous cycle. Quote Link to comment Share on other sites More sharing options...
theAlvasection Posted August 17, 2023 Share Posted August 17, 2023 21 hours ago, The Real Maroonblood said: Do you know the reason why work has stopped at the Capital Park development in Sighthill? Can't help you with that one,It could be because material costs are now sky high and subcontractors are trying to renegotiate prices from the main builder. Quote Link to comment Share on other sites More sharing options...
Unknown user Posted August 17, 2023 Share Posted August 17, 2023 5 minutes ago, theAlvasection said: Can't help you with that one,It could be because material costs are now sky high and subcontractors are trying to renegotiate prices from the main builder. I'd hate to be a bunch of sheep shagging wankers thinking of building a stadium right now Quote Link to comment Share on other sites More sharing options...
theAlvasection Posted August 17, 2023 Share Posted August 17, 2023 27 minutes ago, Smithee said: I'd hate to be a bunch of sheep shagging wankers thinking of building a stadium right now All they can do is think about it. Quote Link to comment Share on other sites More sharing options...
The Real Maroonblood Posted August 17, 2023 Share Posted August 17, 2023 41 minutes ago, theAlvasection said: Can't help you with that one,It could be because material costs are now sky high and subcontractors are trying to renegotiate prices from the main builder. 👍 Quote Link to comment Share on other sites More sharing options...
Unknown user Posted August 17, 2023 Share Posted August 17, 2023 11 minutes ago, theAlvasection said: All they can do is think about it. Even that's pricey just now! Quote Link to comment Share on other sites More sharing options...
periodictabledancer Posted August 17, 2023 Share Posted August 17, 2023 7 hours ago, LarrysRightFoot said: It’s these big brands that are the problem. They could post huge profits without any prices increases but want larger profits driven by shareholder expectation. Now plenty of people will be in some kind of investment/pension fund that invests in these big brands and if they don’t post profits the share price falls hence the pension/Investment fund falls. It’s a self perpetuating un-virtuous cycle. An article on Admiral Insurance said they'd lost over 1/3 of a million customers after massive price hikes in premiums but still made a profit and the share price increased on the back of it. Meanwhile embedded inflation is stil not under control and it's due in part to the profiteering of airlines & holiday companies. This has been the situation for months and poor mortgage owners are paying the price for it. Quote Link to comment Share on other sites More sharing options...
doctor jambo Posted August 17, 2023 Share Posted August 17, 2023 41 minutes ago, periodictabledancer said: An article on Admiral Insurance said they'd lost over 1/3 of a million customers after massive price hikes in premiums but still made a profit and the share price increased on the back of it. Meanwhile embedded inflation is stil not under control and it's due in part to the profiteering of airlines & holiday companies. This has been the situation for months and poor mortgage owners are paying the price for it. The wife’s car insurance with esure. last year £720, no accidents/claims/ points this year the offer is£1220 not renewing Quote Link to comment Share on other sites More sharing options...
Cade Posted August 17, 2023 Share Posted August 17, 2023 1 hour ago, periodictabledancer said: An article on Admiral Insurance said they'd lost over 1/3 of a million customers after massive price hikes in premiums but still made a profit and the share price increased on the back of it. Meanwhile embedded inflation is stil not under control and it's due in part to the profiteering of airlines & holiday companies. This has been the situation for months and poor mortgage owners are paying the price for it. Admiral profits up 4% despite losing 380,000 customers. Quote Link to comment Share on other sites More sharing options...
periodictabledancer Posted August 17, 2023 Share Posted August 17, 2023 1 hour ago, doctor jambo said: The wife’s car insurance with esure. last year £720, no accidents/claims/ points this year the offer is£1220 not renewing According to Admiral, the rocketing energy cost alone adds £70 to the average repair, there's a chronic lack of parts (resulting in soaring costs for courtesy cars because cars are off road for so long now). Quote Link to comment Share on other sites More sharing options...
Dazo Posted August 18, 2023 Share Posted August 18, 2023 Despite reading admiral putting up prices by 20% they have came out cheapest by some distance for our home insurance this year. 🙄 Quote Link to comment Share on other sites More sharing options...
ri Alban Posted August 27, 2023 Share Posted August 27, 2023 Bank of England, Chancellor and PM telling folk that their pay demands are causing the inflation, the folk who haven't had a decent wage for 15 years, while the their mates make a killing and are the real cause of inflation. One day the people will hang these *****. Quote Link to comment Share on other sites More sharing options...
hughesie27 Posted August 27, 2023 Share Posted August 27, 2023 On 16/08/2023 at 16:23, joondalupjambo said: Not nearly it is two quid in the one near me. Beat them at their own game. Only buy what you need, go shopping with a list, walk more drive less, do not snack and only have four pints instead of six on a match day👍 Sorry you've gone too far there Quote Link to comment Share on other sites More sharing options...
joondalupjambo Posted August 27, 2023 Share Posted August 27, 2023 28 minutes ago, hughesie27 said: Sorry you've gone too far there I know, apologies went overboard with particular saving😀 Quote Link to comment Share on other sites More sharing options...
henrysmithsgloves Posted August 27, 2023 Share Posted August 27, 2023 On 17/08/2023 at 18:57, periodictabledancer said: According to Admiral, the rocketing energy cost alone adds £70 to the average repair, there's a chronic lack of parts (resulting in soaring costs for courtesy cars because cars are off road for so long now). Plenty parts available trust me on that one. It's profiteering plain and simple. One dealership I was at went from £115 to £165 an hour,what did we get? ,hee haw. Yet profits jumped up forty odd million quid,and working conditions got worse. That was only the repair side of the business 🤬🤬 Quote Link to comment Share on other sites More sharing options...
ri Alban Posted August 28, 2023 Share Posted August 28, 2023 On 16/08/2023 at 13:47, Footballfirst said: So we are supposed to be grateful that inflation is now ONLY 6.8%. Just go back two years to July 21 when inflation was running at the BOE target rate of 2%. A year later in July 22 the inflation rate was 10.1%, so £100 of goods bought in July 21 had increased in price to £110.10 Compound a further year at 6.8% and the £100 worth of goods now costs £117.59. My pensions over the same two year period have gone up by a total of 9.71%, so my income relative to inflation has fallen and I am 7.88% poorer than I was two years ago. I will only be grateful when the current bunch of shysters is evicted from Westminster. Simon Jordan wants his patter back. One Tory replaced by another. Sir Kiddy Starver been taking gifts undeclared. He's just a Tory. Quote Link to comment Share on other sites More sharing options...
periodictabledancer Posted August 28, 2023 Share Posted August 28, 2023 20 hours ago, henrysmithsgloves said: Plenty parts available trust me on that one. It's profiteering plain and simple. One dealership I was at went from £115 to £165 an hour,what did we get? ,hee haw. Yet profits jumped up forty odd million quid,and working conditions got worse. That was only the repair side of the business 🤬🤬 https://www.theguardian.com/money/2023/jul/24/car-parts-shortage-leaves-drivers-in-limbo-as-makers-put-sales-first Car parts shortage leaves drivers in limbo as makers ‘put sales first’ Motorists are waiting months for repairs, or having cars written off, because replacement parts apparently cannot be found. Quote Link to comment Share on other sites More sharing options...
ri Alban Posted August 28, 2023 Share Posted August 28, 2023 (edited) 4 minutes ago, periodictabledancer said: https://www.theguardian.com/money/2023/jul/24/car-parts-shortage-leaves-drivers-in-limbo-as-makers-put-sales-first Car parts shortage leaves drivers in limbo as makers ‘put sales first’ Motorists are waiting months for repairs, or having cars written off, because replacement parts apparently cannot be found. Hope it doesn't happen to me. Call back about cruise control. Edited August 28, 2023 by ri Alban Quote Link to comment Share on other sites More sharing options...
henrysmithsgloves Posted August 28, 2023 Share Posted August 28, 2023 (edited) 37 minutes ago, periodictabledancer said: https://www.theguardian.com/money/2023/jul/24/car-parts-shortage-leaves-drivers-in-limbo-as-makers-put-sales-first Car parts shortage leaves drivers in limbo as makers ‘put sales first’ Motorists are waiting months for repairs, or having cars written off, because replacement parts apparently cannot be found. Worked ,and plenty mates in the trade. 😜unless it's something obscure that's required. I remember waiting over a year for metro body parts,but that was in the 90s Edited August 28, 2023 by henrysmithsgloves Quote Link to comment Share on other sites More sharing options...
Mikey1874 Posted August 28, 2023 Share Posted August 28, 2023 Quote Link to comment Share on other sites More sharing options...
TallPaul Posted August 29, 2023 Share Posted August 29, 2023 7 hours ago, Mikey1874 said: Very little difference between us and the rest of Europe. They must have brexited also Quote Link to comment Share on other sites More sharing options...
The Mighty Thor Posted August 29, 2023 Share Posted August 29, 2023 7 hours ago, Mikey1874 said: Interesting to see the global superpower island of Ireland doesn't seem to be suffering the food inflation levels that it's nearest neighbour does. Their interest rates aren't as high as ours nor are they forecast to top out anywhere near ours either. It couldn't possibly be that they've not got a really shit clueless goverment? surely not. Quote Link to comment Share on other sites More sharing options...
The Real Maroonblood Posted August 29, 2023 Share Posted August 29, 2023 1 hour ago, The Mighty Thor said: Interesting to see the global superpower island of Ireland doesn't seem to be suffering the food inflation levels that it's nearest neighbour does. Their interest rates aren't as high as ours nor are they forecast to top out anywhere near ours either. It couldn't possibly be that they've not got a really shit clueless goverment? surely not. Russia and Ukrainian at war and are lower than the UK. Quote Link to comment Share on other sites More sharing options...
Jambof3tornado Posted August 29, 2023 Share Posted August 29, 2023 3 hours ago, The Real Maroonblood said: Russia and Ukrainian at war and are lower than the UK. Yup On another note asda dundee 144.9p unleaded. Asda Grangemouth........149.9???? How the fekk??? Quote Link to comment Share on other sites More sharing options...
il Duce McTarkin Posted August 29, 2023 Share Posted August 29, 2023 5 hours ago, The Mighty Thor said: Interesting to see the global superpower island of Ireland doesn't seem to be suffering the food inflation levels that it's nearest neighbour does. Their interest rates aren't as high as ours nor are they forecast to top out anywhere near ours either. Meh. I'd take high inflation and interest rates over all those Catholics any day of the week. Quote Link to comment Share on other sites More sharing options...
Pans Jambo Posted August 29, 2023 Share Posted August 29, 2023 34 minutes ago, il Duce McTarkin said: Meh. I'd take high inflation and interest rates over all those Catholics any day of the week. I shouldn't laugh but... Quote Link to comment Share on other sites More sharing options...
Pans Jambo Posted August 29, 2023 Share Posted August 29, 2023 Anyway, got an inflation busting deal with my current gas & leccy provider (e-on). 1 year deal No fee to leave A whole 50 (yes, FIFTY) British Pounds Sterling monies cheaper than ANY annual cap set by the UK Gov. FIDDY POUNDS!!!!!!! IN A YEAR!!!!! Bargain of this century! Am away to book a cruise for the whole family! Quote Link to comment Share on other sites More sharing options...
Mikey1874 Posted August 29, 2023 Share Posted August 29, 2023 (edited) Some reports inflation is endemic with more pressures on prices to come with supply issues top of list. Edited August 29, 2023 by Mikey1874 Quote Link to comment Share on other sites More sharing options...
Jambof3tornado Posted September 6, 2023 Share Posted September 6, 2023 Junior got a remortgage quote through...current deal ends march its 2.19%......new best offer......6.44% Ouchie. My 10 year fix at 2.19% looks sheer genius now!!! Hope for his sake rates ease back.a bit.......not enough to arse up my savings though!!! Quote Link to comment Share on other sites More sharing options...
XB52 Posted September 6, 2023 Share Posted September 6, 2023 On 29/08/2023 at 15:02, il Duce McTarkin said: Meh. I'd take high inflation and interest rates over all those Catholics any day of the week. Fair point Quote Link to comment Share on other sites More sharing options...
Ribble Posted September 6, 2023 Share Posted September 6, 2023 43 minutes ago, Jambof3tornado said: Junior got a remortgage quote through...current deal ends march its 2.19%......new best offer......6.44% Ouchie. My 10 year fix at 2.19% looks sheer genius now!!! Hope for his sake rates ease back.a bit.......not enough to arse up my savings though!!! 6.44% seems high tbh, was that a 2 year fix from his existing provider or did he go through a broker? Quote Link to comment Share on other sites More sharing options...
periodictabledancer Posted September 6, 2023 Share Posted September 6, 2023 On 29/08/2023 at 07:38, The Mighty Thor said: Interesting to see the global superpower island of Ireland doesn't seem to be suffering the food inflation levels that it's nearest neighbour does. Their interest rates aren't as high as ours nor are they forecast to top out anywhere near ours either. It couldn't possibly be that they've not got a really shit clueless goverment? surely not. Logistics costs for imports into UK are huge compared to intra- EU - and there are lower levels of imports/scarcity of produce as a result, further driving up costs. Quote Link to comment Share on other sites More sharing options...
Jambof3tornado Posted September 6, 2023 Share Posted September 6, 2023 4 hours ago, Ribble said: 6.44% seems high tbh, was that a 2 year fix from his existing provider or did he go through a broker? Broker he used to get mortgage initially. Quote Link to comment Share on other sites More sharing options...
Jambof3tornado Posted September 6, 2023 Share Posted September 6, 2023 4 hours ago, Ribble said: 6.44% seems high tbh, was that a 2 year fix from his existing provider or did he go through a broker? Hoping rates drop before march to ease his pain lol. 3 or 4 BOE meets in before then. Quote Link to comment Share on other sites More sharing options...
Diadora Van Basten Posted September 6, 2023 Share Posted September 6, 2023 It just seems to be getting worse. Inflation forecast to go up next month and Bank of England looking to press on with two more interest rate rises in the next couple of months. Quote Link to comment Share on other sites More sharing options...
Jambof3tornado Posted September 6, 2023 Share Posted September 6, 2023 4 hours ago, Diadora Van Basten said: It just seems to be getting worse. Inflation forecast to go up next month and Bank of England looking to press on with two more interest rate rises in the next couple of months. I think house prices will make them press the pause button at this months get together....and hold until next year as they are. Quote Link to comment Share on other sites More sharing options...
Diadora Van Basten Posted September 6, 2023 Share Posted September 6, 2023 2 minutes ago, Jambof3tornado said: I think house prices will make them press the pause button at this months get together....and hold until next year as they are. September is traditionally a very busy month for home sales after this I think sales will drop off a cliff. Quote Link to comment Share on other sites More sharing options...
That thing you do Posted September 7, 2023 Share Posted September 7, 2023 13 hours ago, Jambof3tornado said: I think house prices will make them press the pause button at this months get together....and hold until next year as they are. Disagree. House prices need to come down in the UK by at least 25%. I doubt a bit of house price pain will deter the BOE. As has been said a few times, the way to curb inflation is to have interest rates above the rate of inflation. That would cause defaults to go through the roof so what you get is light touch fudge. Quote Link to comment Share on other sites More sharing options...
il Duce McTarkin Posted September 7, 2023 Share Posted September 7, 2023 2 hours ago, That thing you do said: Disagree. House prices need to come down in the UK by at least 25%. At least. Quote Link to comment Share on other sites More sharing options...
TallPaul Posted September 7, 2023 Share Posted September 7, 2023 2 hours ago, That thing you do said: Disagree. House prices need to come down in the UK by at least 25%. I doubt a bit of house price pain will deter the BOE. As has been said a few times, the way to curb inflation is to have interest rates above the rate of inflation. That would cause defaults to go through the roof so what you get is light touch fudge. Would leave a lot of people stranded in negative equity Quote Link to comment Share on other sites More sharing options...
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