rossthejambo Posted April 27, 2011 Share Posted April 27, 2011 Ok, I'm not in a position to need companies like this, thankfully. However, for the desperate, they are useful, surely. Yes, the interest rates are horrendous, but even that Martin's money tips guy has said they should be used if it otherwise means bank charges. Also, it's on the loanee to contact the company and take a loan, they're not hounded into anything. Definitely with you on this one. They're designed to be used for short term loans to cover unexpected costs. If people are daft enough to take out something that they won't be able to pay back in time then it's their fault, IMO. They're not going round chasing people and falsely advertising what they can get. Link to comment Share on other sites More sharing options...
Heartbeat Posted April 27, 2011 Share Posted April 27, 2011 well given all the rumours I hope you can pay them back in Diamonds Link to comment Share on other sites More sharing options...
stevie Posted April 27, 2011 Share Posted April 27, 2011 Free money for two years,they wont put an ugly logo design on the shirt,whats not to like ffs. Link to comment Share on other sites More sharing options...
PsychocAndy Posted April 27, 2011 Share Posted April 27, 2011 Sir Gay will be getting his book of Hobonomics out and will be bashing away at this. I shall be getting a new shirt next season so FECK HIM AND ALL OTHER DETRACTORS. Unless it's really bowffin like last seasons top. Link to comment Share on other sites More sharing options...
2NaFish Posted April 27, 2011 Share Posted April 27, 2011 Wonga!! WONGA!!!! Just say it out loud. Makes you feel like an arsehole, eh? Dont get me wrong, i'd take money off far less reputable companies than them but its all a bit naff. Link to comment Share on other sites More sharing options...
ayrways Posted April 27, 2011 Share Posted April 27, 2011 Really hope it's not that blue bubble like on the blackpool kit. Would look horrid on our home kit!!! Link to comment Share on other sites More sharing options...
The People's Chimp Posted April 27, 2011 Share Posted April 27, 2011 Only Hearts supporters could create negativity from something so positive, a nationwide known company, sponsors of an EPL team and official broadcasting partner of one of the greatest cup competition's in the world, all publicity for the club! I for one think its good news. Mixed feelings, pleased that we have a new sponsor who will be providing at least as much as ukio, but I do feel wonga are only a little better then loan sharks. And as London jambo says, I am sure Hibs fans will be finding great irony in this. They're a ******* horrible company who prey on desperate and stupid people. Of course it's great that the club is getting some investment but I just can't be excited about these shark *******s being involved in the club. Jig and PM Boomstick are "on the wonga" with this one. Fairly low rent company IMO, involved in a dubious business and not overly enthused about this. Oh well! Link to comment Share on other sites More sharing options...
kingantti1874 Posted April 27, 2011 Share Posted April 27, 2011 Wonga!! WONGA!!!! Just say it out loud. Makes you feel like an arsehole, eh? Dont get me wrong, i'd take money off far less reputable companies than them but its all a bit naff. spot on sir.. its a bit naff.. i actually quite liked ukio.... Link to comment Share on other sites More sharing options...
ToadKiller Dog Posted April 27, 2011 Share Posted April 27, 2011 Not an ideal business but better than real loan sharks or the pawn shop . At least they are regulated . There is a need for some for the service they offer . I have worked in Cash Convertors and seeing poor folk put in there kids toys the tv etc for a pittance knowing some wont have the money to get it back was soul destroying not all were junkies . At least with groups like wonga they will limit amount of short term loans based on ability to pay back ie you have to have some proof of income . I am ok with the new sponser . Link to comment Share on other sites More sharing options...
Das Root Posted April 27, 2011 Share Posted April 27, 2011 Good news. Looks like we have found a way to sort short term cashflow problems and hopefully they'll give us a better APR than the 400000000000% the non-shirt sponsored plebs get Link to comment Share on other sites More sharing options...
jambovambo Posted April 27, 2011 Share Posted April 27, 2011 Tasteless and down-market sponsor, in my view. Link to comment Share on other sites More sharing options...
Mad Dog Frazer Posted April 27, 2011 Share Posted April 27, 2011 short term Loans of upto ?1000. Must be a few thousand Hobo's out there who are putting money into our pockets for the next 2 years Happy days Link to comment Share on other sites More sharing options...
Walter Bishop Posted April 27, 2011 Share Posted April 27, 2011 Jig and PM Boomstick are "on the wonga" with this one. Fairly low rent company IMO, involved in a dubious business and not overly enthused about this. Oh well! Link to comment Share on other sites More sharing options...
Sterling Archer Posted April 27, 2011 Share Posted April 27, 2011 http://www.credittodayawards.co.uk/winners/2010.php Link to comment Share on other sites More sharing options...
Boomstick Posted April 27, 2011 Share Posted April 27, 2011 Right enough Jamie. Link to comment Share on other sites More sharing options...
The Treasurer Posted April 27, 2011 Share Posted April 27, 2011 People on here have been moaning for years that we should get a new sponsor. The club go and do exactly that, So do the good people of JKB congratulate the club on a good bit of business ? No, of course not, they moan that the sponsor is not "good enough" for us. As long as it's a legitimate, legal company and they are prepared to put good money into the club then they ARE good enough. Face facts, we're not going to attract the multi-nationals that sponsor the top EPL clubs. No-one is forcing you to go out and get a loan from Wonga, it's not compulsory. The only shirt sponsor who's product I have used is Strongbow Link to comment Share on other sites More sharing options...
Templeton'sUnderpants Posted April 27, 2011 Share Posted April 27, 2011 A lot of people on their high horse regarding this one. If people have a problem with interest rates they could always I dunno, live within their means. The company offer a useful service and are meant as short term and their interest rates are clearly stated. More important than any of this. It is good money for the club. Link to comment Share on other sites More sharing options...
The People's Chimp Posted April 27, 2011 Share Posted April 27, 2011 I think you are the only one being overly dramatic, not that it would be the first time either. Is charging 4000% representative APR dubious? Quite clearly there will be a lot of people who think it is dubious, although I can also see the flip side which is that going to a company like this is better than going to a loan shark, they are nonetheless a company who rely upon people's vulnerability. Link to comment Share on other sites More sharing options...
Gaz0503 Posted April 27, 2011 Share Posted April 27, 2011 I think this is a great move for the club, for me it puts us on the map a bit more now. Its been listed already the the competitions and EPL club that wonga are involved in and I cant see what is bad about this new sponsorship. I also think the new shirt will look smashing as long as its not blue like blackpool fc top white and maroon will look smart Link to comment Share on other sites More sharing options...
Cigaro Posted April 27, 2011 Share Posted April 27, 2011 Moan moan greet greet. Jeez, TBH the sponsor is the least of my worries about Hearts. They're putting money in, and tbh, it adds a bit more excitement than another year of UKIO, which, btw, folk persistently complained about every season. Beyond the cash they're giving Hearts, who cares? Link to comment Share on other sites More sharing options...
tartofmidlothian Posted April 27, 2011 Share Posted April 27, 2011 "Payday loans". Oh the irony. But seriously, good news that we actually have a sponsor and well done to Southern et al for making it happen. Link to comment Share on other sites More sharing options...
Dr. Bapswent Posted April 27, 2011 Share Posted April 27, 2011 Oh dear...tis a bit cheap. Link to comment Share on other sites More sharing options...
tartofmidlothian Posted April 27, 2011 Share Posted April 27, 2011 http://www.credittodayawards.co.uk/winners/2010.php I'm looking at your link Pete, and thinking we got off lightly. Imagine if it had been 'Consumer Credit Counselling Service Voluntary Arrangements / Sawfish Software'? Link to comment Share on other sites More sharing options...
topcat Posted April 27, 2011 Share Posted April 27, 2011 If Hearts have the logo on the shirt but the new sponsor are late coming up with the money can Hearts charge them 1% a day? Link to comment Share on other sites More sharing options...
Walter Bishop Posted April 27, 2011 Share Posted April 27, 2011 I think you are the only one being overly dramatic, not that it would be the first time either. Is charging 4000% representative APR dubious? Quite clearly there will be a lot of people who think it is dubious, although I can also see the flip side which is that going to a company like this is better than going to a loan shark, they are nonetheless a company who rely upon people's vulnerability. So by sponsoring Hearts and as Hearts supporters are are we now being forced into using this "horrendous" company? No. So as it is beneficial to Hearts then why so much negativity? I wouldnt say i was being overly dramatic at all, im a Hearts supporter that thinks the club has struck a great deal, couldnt care what the company that sponsor us do as long as it benefits the club. Link to comment Share on other sites More sharing options...
Victorian Posted April 27, 2011 Share Posted April 27, 2011 can someone please photoshop a strip with HITLER printed on the front so that the gum gnashers can calm down a bit. cheers. Link to comment Share on other sites More sharing options...
Captain Scarlett Posted April 27, 2011 Share Posted April 27, 2011 Do we think the cash offered was exceptional? If not why didn't the club hold on for a more reputable Co I'm not saying someone like Renault or Strongbow again but FFS Wonga?????? Link to comment Share on other sites More sharing options...
Boomstick Posted April 27, 2011 Share Posted April 27, 2011 I don't think anyone is saying that it's not a good deal for the club and are genuinely upset about that. It's just they're a horrible company, which is worthy of being mentioned and discussed, seeing as this is a discussion board for HMFC fans. Also, Jamiej, we can't all be so blindly dedicated as you. You might not care who's pumping money into the club but (although I wouldn't stop them) others do. Link to comment Share on other sites More sharing options...
P-Dizzle Posted April 27, 2011 Share Posted April 27, 2011 Some folk need to calm down a bit. They offered Hearts a good deal that was better than anything else on the table, end of story. By the reaction of some on here you'd think our new sponsor was paying us in Liberian blood diamonds... Link to comment Share on other sites More sharing options...
Sterling Archer Posted April 27, 2011 Share Posted April 27, 2011 As someone rightly pointed out it's probably Hibs fans being fleeced that has given wonga.com the funds to do this. Link to comment Share on other sites More sharing options...
SanliHearts Posted April 27, 2011 Share Posted April 27, 2011 Does that mean Hearts fans can get a loan and not have to pay it back? Link to comment Share on other sites More sharing options...
Dazo Posted April 27, 2011 Share Posted April 27, 2011 In maroon I think that looks pretty smart. Regardless who cares what name is on the shirt it is all about the income. If Wonga want to pay top dollar to be our sponsor then great. Perhaps it'll look like this? Link to comment Share on other sites More sharing options...
The People's Chimp Posted April 27, 2011 Share Posted April 27, 2011 So by sponsoring Hearts and as Hearts supporters are are we now being forced into using this "horrendous" company? Now you're just making it up. Link to comment Share on other sites More sharing options...
Walter Bishop Posted April 27, 2011 Share Posted April 27, 2011 Now you're just making it up. Well you`d think by the reaction on here it was the case. Anyway im off to apply for ?1000 on wonga.com so i can buy all the spare shirts when they are released. Link to comment Share on other sites More sharing options...
Jambo_Jarman Posted April 27, 2011 Share Posted April 27, 2011 Seriously, why do so many people on this thread give two ****s about what Hibs fans think? Link to comment Share on other sites More sharing options...
Jambof3tornado Posted April 27, 2011 Share Posted April 27, 2011 Anyone not buying a shirt because of a sponsor are erseholes, quite frankly. Any excuse not to support the club if you ask me!! Link to comment Share on other sites More sharing options...
Sexton Hardcastle Posted April 27, 2011 Share Posted April 27, 2011 http://news.bbc.co.uk/sport1/hi/football/13213039.stm The Edinburgh outfit have not revealed how much the deal is worth but say it is the biggest shirt sponsorship deal in Scotland outside the Old Firm. Sold Link to comment Share on other sites More sharing options...
Sterling Archer Posted April 27, 2011 Share Posted April 27, 2011 IMO If she paid enough Shirley Phelps-Roper could sponsor us. Link to comment Share on other sites More sharing options...
grumpyjambo Posted April 27, 2011 Share Posted April 27, 2011 Anyone not buying a shirt because of a sponsor are erseholes, quite frankly. Would you buy a Hearts shirt with McEwan Fraser,McEwan Decor or The Proclaimers on it? Link to comment Share on other sites More sharing options...
Vlad-Stupid Posted April 27, 2011 Share Posted April 27, 2011 I must admit, the sponsor name on the shirt is way down on my list of 'things I give a shit about'. Being over the age of 16, I only ever wear my hearts top in the house or when playing 5's so it could have a big picture of Captain Birdseye noshing off Santa Clause for all I care. All I care about is the, ahem, wonga Link to comment Share on other sites More sharing options...
kingantti1874 Posted April 27, 2011 Share Posted April 27, 2011 http://news.bbc.co.uk/sport1/hi/football/13213039.stm The Edinburgh outfit have not revealed how much the deal is worth but say it is the biggest shirt sponsorship deal in Scotland outside the Old Firm. Sold Well I'd hope so... Given we easily outsell other clubs in terms of kit and and have a higher profile not to mention Europe. Link to comment Share on other sites More sharing options...
redm Posted April 27, 2011 Share Posted April 27, 2011 http://news.bbc.co.u...ll/13213039.stm The Edinburgh outfit have not revealed how much the deal is worth but say it is the biggest shirt sponsorship deal in Scotland outside the Old Firm. Sold I would be annoyed if it wasn't. Not sure what to make of this one at all yet, still processing the information and waiting for some sort of epiphany which makes clear all the wonderful benefits that will come with this brand association. What I do know is that they're giving us money and this is a good thing. Link to comment Share on other sites More sharing options...
topcat Posted April 27, 2011 Share Posted April 27, 2011 Payday loans: Wonga, best of a bad bunch? http://www.thisismoney.co.uk/credit-and-loans/loans/article.html?in_article_id=487829&in_page_id=53937 You can read the whole thing but to summarise Their 'revolutionary approach to short term lending' seems to consist of turning people down who are unlikely to be able to pay the money back. These precautions may seem rather obvious but the fact that they're seen as innovative tells you a lot about the nature of the competition in that sector and explains the title of the article They turn down a lot of applications and don't lend large amounts to people they haven't dealt with before and sometimes turn down previous customers, again this is relatively novel. By reducing the numbers of people who fail to repay them they've been able to offer better terms than their competitors and better IT systems mean that they deliver more quickly, flexibly and efficiently both factors mean they've grown quickly Interest is about 1% a day which compounds up into alarming annual figures but nobody borrows money from them for a whole year. The maximum length of time they'll extend a loan for is six weeks (that would cost around 50%) Link to comment Share on other sites More sharing options...
Independence Posted April 27, 2011 Share Posted April 27, 2011 Well done Hearts a good piece of business! Link to comment Share on other sites More sharing options...
Guest C00l K1d Posted April 27, 2011 Share Posted April 27, 2011 Wonga is a ******* stupid word and it'll look hideous plastered across the front of our strip Sent from my GT-I5801 using Tapatalk Link to comment Share on other sites More sharing options...
Jam Tarts 1874 Posted April 27, 2011 Share Posted April 27, 2011 I think people have to realise that payday loans are massively popular. As Wonga are one of the biggest lenders in this field I think it is a modern and growing brand to be associated with, so well played Hearts. Once again the hibs are in our shadow. Link to comment Share on other sites More sharing options...
Coburg Hearts Posted April 27, 2011 Share Posted April 27, 2011 Ok, I'm not in a position to need companies like this, thankfully. However, for the desperate, they are useful, surely. Yes, the interest rates are horrendous, but even that Martin's money tips guy has said they should be used if it otherwise means bank charges. Also, it's on the loanee to contact the company and take a loan, they're not hounded into anything. Absolutely spot on. Some people on here need a reality check. The main-line banks almost brought our Nation to its knees and acted like a bunch of crooks*, yet folk are moaning about Wonga.........I know who I'd prefer to sponsor us between RBS and Wonga and it sure as hell ain't RBS. * Note. I didn't call them crooks. Link to comment Share on other sites More sharing options...
Malmaroon Posted April 27, 2011 Share Posted April 27, 2011 Payday loans: Wonga, best of a bad bunch? http://www.thisismoney.co.uk/credit-and-loans/loans/article.html?in_article_id=487829&in_page_id=53937 You can read the whole thing but to summarise Their 'revolutionary approach to short term lending' seems to consist of turning people down who are unlikely to be able to pay the money back. These precautions may seem rather obvious but the fact that they're seen as innovative tells you a lot about the nature of the competition in that sector and explains the title of the article They turn down a lot of applications and don't lend large amounts to people they haven't dealt with before and sometimes turn down previous customers, again this is relatively novel. By reducing the numbers of people who fail to repay them they've been able to offer better terms than their competitors and better IT systems mean that they deliver more quickly, flexibly and efficiently both factors mean they've grown quickly Interest is about 1% a day which compounds up into alarming annual figures but nobody borrows money from them for a whole year. The maximum length of time they'll extend a loan for is six weeks (that would cost around 50%) Link to comment Share on other sites More sharing options...
The Merse Posted April 27, 2011 Share Posted April 27, 2011 Could be worse. Link to comment Share on other sites More sharing options...
Sheiky Baby Posted April 27, 2011 Share Posted April 27, 2011 "FTH" Link to comment Share on other sites More sharing options...
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