milky_26 Posted October 12, 2019 11 hours ago, EIEIO said: It was , I felt sorry for his family. is it the one in this story? https://www.express.co.uk/showbiz/tv-radio/1189043/grand-designs-Croyde-North-Devon-couple-split-channel-4-video Quote Share this post Link to post Share on other sites
EIEIO Posted October 12, 2019 3 hours ago, milky_26 said: is it the one in this story? https://www.express.co.uk/showbiz/tv-radio/1189043/grand-designs-Croyde-North-Devon-couple-split-channel-4-video Yes. Quote Share this post Link to post Share on other sites
Cade Posted October 12, 2019 Started off where everybody else wants to end up: Nice £2.4million family home in a remote area with a private stretch of coastline to enjoy with the wife and two kids. Plenty of cash in the bank to boot. Then he plans to demolish that nice house to build a Grand Designs vanity project on the site. Can't get a loan from a bank as this was back in 2010-11. Ends up taking out a £250k loan from a Hedge Fund. Uses this to partition his plot of land and starts building a smaller posh house. As soon as this is weatherproof, he uses it as collateral on a £2.5million loan from a Private Equity firm, at 8%. Yes, EIGHT PERCENT. Immediately moves the family into smaller rented accommodation and knocks down the original house. Begins groundworks, which are extreme as the house will be built on a crumbling sandstone cliff which will quickly erode so they drive 25-metre piles all the down to bedrock to anchor it. This takes 6 months longer than planned. The exposed location and high winds add years to the project. Eventually he blows through almost all the cash from the loans. Takes out more loans. Has to try to finish the smaller posh house in order to sell it to recoup his losses and pay back something. Can't sell it for anything like the price he wants due to the massive building site next door. Decides to hang on to it until the big house is done so he'll get a good price. A few more years pass. Kevin returns to find him alone in a deserted building site. Wife's left him due to him now being £4million in debt, with no house to live in and the big vanity house not even half finished. The kids have grown up and flown the nest, so the big family home won't be of any use anyways. He can't sell the smaller posh house at all because health&safety laws concerning the dangerous building site next door means nobody can live there permanently. Even if he does somehow get another loan to finish the big house, he'll have to sell both properties immediately and even then probably still not clear his debts. So he's now facing bankruptcy, divorced, childless and having to sell all his land and property. Quote Share this post Link to post Share on other sites
milky_26 Posted October 12, 2019 13 minutes ago, Cade said: Started off where everybody else wants to end up: Nice £2.4million family home in a remote area with a private stretch of coastline to enjoy with the wife and two kids. Plenty of cash in the bank to boot. Then he plans to demolish that nice house to build a Grand Designs vanity project on the site. Can't get a loan from a bank as this was back in 2010-11. Ends up taking out a £250k loan from a Hedge Fund. Uses this to partition his plot of land and starts building a smaller posh house. As soon as this is weatherproof, he uses it as collateral on a £2.5million loan from a Private Equity firm, at 8%. Yes, EIGHT PERCENT. Immediately moves the family into smaller rented accommodation and knocks down the original house. Begins groundworks, which are extreme as the house will be built on a crumbling sandstone cliff which will quickly erode so they drive 25-metre piles all the down to bedrock to anchor it. This takes 6 months longer than planned. The exposed location and high winds add years to the project. Eventually he blows through almost all the cash from the loans. Takes out more loans. Has to try to finish the smaller posh house in order to sell it to recoup his losses and pay back something. Can't sell it for anything like the price he wants due to the massive building site next door. Decides to hang on to it until the big house is done so he'll get a good price. A few more years pass. Kevin returns to find him alone in a deserted building site. Wife's left him due to him now being £4million in debt, with no house to live in and the big vanity house not even half finished. The kids have grown up and flown the nest, so the big family home won't be of any use anyways. He can't sell the smaller posh house at all because health&safety laws concerning the dangerous building site next door means nobody can live there permanently. Even if he does somehow get another loan to finish the big house, he'll have to sell both properties immediately and even then probably still not clear his debts. So he's now facing bankruptcy, divorced, childless and having to sell all his land and property. he will just release another euphoria album to try and cover his losses Quote Share this post Link to post Share on other sites
Lemongrab Posted October 12, 2019 1 hour ago, Cade said: Started off where everybody else wants to end up: Nice £2.4million family home in a remote area with a private stretch of coastline to enjoy with the wife and two kids. Plenty of cash in the bank to boot. Then he plans to demolish that nice house to build a Grand Designs vanity project on the site. Can't get a loan from a bank as this was back in 2010-11. Ends up taking out a £250k loan from a Hedge Fund. Uses this to partition his plot of land and starts building a smaller posh house. As soon as this is weatherproof, he uses it as collateral on a £2.5million loan from a Private Equity firm, at 8%. Yes, EIGHT PERCENT. Immediately moves the family into smaller rented accommodation and knocks down the original house. Begins groundworks, which are extreme as the house will be built on a crumbling sandstone cliff which will quickly erode so they drive 25-metre piles all the down to bedrock to anchor it. This takes 6 months longer than planned. The exposed location and high winds add years to the project. Eventually he blows through almost all the cash from the loans. Takes out more loans. Has to try to finish the smaller posh house in order to sell it to recoup his losses and pay back something. Can't sell it for anything like the price he wants due to the massive building site next door. Decides to hang on to it until the big house is done so he'll get a good price. A few more years pass. Kevin returns to find him alone in a deserted building site. Wife's left him due to him now being £4million in debt, with no house to live in and the big vanity house not even half finished. The kids have grown up and flown the nest, so the big family home won't be of any use anyways. He can't sell the smaller posh house at all because health&safety laws concerning the dangerous building site next door means nobody can live there permanently. Even if he does somehow get another loan to finish the big house, he'll have to sell both properties immediately and even then probably still not clear his debts. So he's now facing bankruptcy, divorced, childless and having to sell all his land and property. What a bloody choob. Quote Share this post Link to post Share on other sites
Salad Fingers Posted October 14, 2019 (edited) After 20 years of being legally allowed to drive, I finally passed my driving test today. Edit. I haven't been trying for 20 years BTW. First time. Edited October 14, 2019 by Salad Fingers Quote Share this post Link to post Share on other sites
Governor Tarkin Posted October 14, 2019 1 hour ago, Salad Fingers said: After 20 years of being legally allowed to drive, I finally passed my driving test today. Edit. I haven't been trying for 20 years BTW. First time. Yay! Quote Share this post Link to post Share on other sites
iantjambo Posted October 14, 2019 8 hours ago, Salad Fingers said: After 20 years of being legally allowed to drive, I finally passed my driving test today. Edit. I haven't been trying for 20 years BTW. First time. Well done mate. It’s the greatest feeling when the examiner says “you’ve passed”. Quote Share this post Link to post Share on other sites
Bridge of Djoum Posted October 16, 2019 On 14/10/2019 at 05:34, Salad Fingers said: After 20 years of being legally allowed to drive, I finally passed my driving test today. Edit. I haven't been trying for 20 years BTW. First time. Just passed my test this morning, 1st time of asking. (46 years old) I guess it’s easier over here, automatic cars, mostly straight roads. Also If you’re over 18 in Rhode Island your permit, (provisional) allows you to drive alone with no supervision, which I found odd. Nevertheless I’m delighted and just a bit proud today. Well done to you! Quote Share this post Link to post Share on other sites
Irufushi Posted October 16, 2019 On 14/10/2019 at 19:21, iantjambo said: Well done mate. It’s the greatest feeling when the examiner says “you’ve passed”. I’ve had that feeling twice 😂. Second time was the advanced test ! Quote Share this post Link to post Share on other sites
Salad Fingers Posted October 16, 2019 1 hour ago, Bridge of Djoum said: Just passed my test this morning, 1st time of asking. (46 years old) I guess it’s easier over here, automatic cars, mostly straight roads. Also If you’re over 18 in Rhode Island your permit, (provisional) allows you to drive alone with no supervision, which I found odd. Nevertheless I’m delighted and just a bit proud today. Well done to you! Nice one. Im 37 so a latecomer to the party also but what a feeling. Makes me wish I had done it yeara ago but I honestly didn't really need to drive up until about a year ago. Well done man Quote Share this post Link to post Share on other sites
Bridge of Djoum Posted October 16, 2019 4 hours ago, Salad Fingers said: Nice one. Im 37 so a latecomer to the party also but what a feeling. Makes me wish I had done it yeara ago but I honestly didn't really need to drive up until about a year ago. Well done man Yeah I’ve always lived in big cities, London, Edinburgh, New York. Never really had to drive. The main reason I eventually did it was so if the kids, (4&5) get restless I can just chuck them in the car and go somewhere a bit more fun, or drop them off at their grandparents in Cape Cod which isn’t far from us. The best east part is I’m gonna go buy my own motor. The wife has a Kia truck, I want something a bit more “me”. Been looking up the old style Land Rover Defenders today. Found a couple well priced. Quote Share this post Link to post Share on other sites
Helzibob Posted October 25, 2019 Just booked a winter sun holiday for January. I’m going to be counting down for 12 weeks. Quote Share this post Link to post Share on other sites
iantjambo Posted October 25, 2019 On 16/10/2019 at 17:42, Bridge of Djoum said: Just passed my test this morning, 1st time of asking. (46 years old) I guess it’s easier over here, automatic cars, mostly straight roads. Also If you’re over 18 in Rhode Island your permit, (provisional) allows you to drive alone with no supervision, which I found odd. Nevertheless I’m delighted and just a bit proud today. Well done to you! Bit late but we’ll done BoD👍🏻 Been driving for 10 months now and honestly don’t know how I managed before. Quote Share this post Link to post Share on other sites
superjack Posted October 25, 2019 2 hours ago, Helzibob said: Just booked a winter sun holiday for January. I’m going to be counting down for 12 weeks. I got home from work on wednesday and was told next years holiday is booked, a week in new York. Like you, counting down already, as well as getting peoples nerves by constantly whistling Frank Sinatra's New York new York. Quote Share this post Link to post Share on other sites
Bridge of Djoum Posted October 25, 2019 1 hour ago, iantjambo said: Bit late but we’ll done BoD👍🏻 Been driving for 10 months now and honestly don’t know how I managed before. I’m the opposite. I just don’t see the thrill in it. In 9 days I’ve driven once, to get groceries. Quote Share this post Link to post Share on other sites
graygo Posted October 25, 2019 3 hours ago, Helzibob said: Just booked a winter sun holiday for January. I’m going to be counting down for 12 weeks. I had been counting down the days for 3 months till we were due to fly to Turkey on Monday, had to cancel it on Sunday as the mother in law took unwell, still she died yesterday so it wasn't cancelled in vain. She had a wicked sense of humour so she will forgive me mine, she will be sadly missed, Quote Share this post Link to post Share on other sites
Bridge of Djoum Posted October 26, 2019 4 hours ago, graygo said: I had been counting down the days for 3 months till we were due to fly to Turkey on Monday, had to cancel it on Sunday as the mother in law took unwell, still she died yesterday so it wasn't cancelled in vain. She had a wicked sense of humour so she will forgive me mine, she will be sadly missed, Sorry to hear that, mate. Quote Share this post Link to post Share on other sites
iantjambo Posted October 26, 2019 6 hours ago, graygo said: I had been counting down the days for 3 months till we were due to fly to Turkey on Monday, had to cancel it on Sunday as the mother in law took unwell, still she died yesterday so it wasn't cancelled in vain. She had a wicked sense of humour so she will forgive me mine, she will be sadly missed, I’m sorry to hear that bud. Quote Share this post Link to post Share on other sites
graygo Posted October 26, 2019 4 hours ago, Bridge of Djoum said: Sorry to hear that, mate. 2 hours ago, iantjambo said: I’m sorry to hear that bud. It's fine, I'm sure the insurance will cover it. (Again I jest, thanks for the condolences) Quote Share this post Link to post Share on other sites
superjack Posted November 29, 2019 Finally let the daughter play an xmas playlist, loving it. Deccies going up on sunday, bottle of port or 2 to drink. Quote Share this post Link to post Share on other sites
Helzibob Posted January 15 Just left work, out of office on, head to Lanzarote tomorrow and not back to work until the 3rd of Feb. Yay indeed! 😎☀️ Quote Share this post Link to post Share on other sites
Sooperstar Posted January 17 Just left work, out of office on, head to Thailand tomorrow on honeymoon and not back to work (new job) until the 5th of Feb. Quote Share this post Link to post Share on other sites
cheetah Posted January 17 Just about to go and sink a beautiful big pint after being hungover at work all day. Yaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaassssssssss Quote Share this post Link to post Share on other sites
Salad Fingers Posted January 17 46 minutes ago, cheetah said: Just about to go and sink a beautiful big pint after being hungover at work all day. Yaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaassssssssss Friday hangovers are manageable due to early finishes. It's Monday's that are the killer. Quote Share this post Link to post Share on other sites
superjack Posted January 17 Wife and daughter out tonight, house to myself. Large kebab, peace + quiet and maybe even a wee chug. Quote Share this post Link to post Share on other sites
Old Blue Eyes Posted January 17 (edited) 1 hour ago, superjack said: Wife and daughter out tonight, house to myself. Large kebab, peace + quiet and maybe even a wee chug. W*nk*r Edited January 17 by Old Blue Eyes Quote Share this post Link to post Share on other sites
superjack Posted January 17 14 minutes ago, Old Blue Eyes said: W*nk*r There are 2 types of men in this world, wankers and liars. Quote Share this post Link to post Share on other sites
Tazio Posted January 17 Jim Spence has just blocked me on Twitter as I politely pointed out that his moothie playing isn’t very good. This was despite me several times in the past pointing out that as a Dundee Utd supporter most of his tweets were about Celtic. This didn’t seem to bother him but criticising his musical ability seem problematic. Quote Share this post Link to post Share on other sites
luckyBatistuta Posted January 18 Just had the best meal of our holiday, with all four of us stuffed. Got the bill...and the cheapest of the holiday Quote Share this post Link to post Share on other sites
graygo Posted January 18 Football's back today. Quote Share this post Link to post Share on other sites
jamtartan74 Posted January 18 Just snuck into bed after a couple of bottles of wine, misses asked the time, ach it’s just the back of 1 darling (5:30am) and got away with it, result. goodnight chaps. Quote Share this post Link to post Share on other sites
Sooperstar Posted January 18 7 hours ago, luckyBatistuta said: Just had the best meal of our holiday, with all four of us stuffed. Got the bill...and the cheapest of the holiday Think of all that money you wasted on sub-standard meals. Quote Share this post Link to post Share on other sites
luckyBatistuta Posted January 18 3 hours ago, Sooperstar said: Think of all that money you wasted on sub-standard meals. Quote Share this post Link to post Share on other sites
superjack Posted January 19 Woke up after a heavy night on the the drink at my mates house with no hangover, result. To top it off, I made a large pan of mince and another of bolognese. Quote Share this post Link to post Share on other sites
FWJ Posted January 20 Clach 0 - 1 Ft William! Quote Share this post Link to post Share on other sites
superjack Posted February 15 Daughter got an unconditional offer for uni yesterday at Heriot watt. Couldn't believe how much it caused me to cry, for good and bad things. Good, it's the course she wanted to do. If you asked the wife or me when daughter was 10, we would have said this is what she wanted to do. Bad, my baby will be big away. Still waiting to hear from Edinburgh uni as studying and staying in Edinburgh is her first choice. Quote Share this post Link to post Share on other sites
luckyBatistuta Posted March 24 Yaaaaaaaas, I’m oot Quote Share this post Link to post Share on other sites
milky_26 Posted March 24 1 minute ago, luckyBatistuta said: Yaaaaaaaas, I’m oot not for long Quote Share this post Link to post Share on other sites
luckyBatistuta Posted March 24 Don’t fear them as much as the Mrs Quote Share this post Link to post Share on other sites
milky_26 Posted March 24 4 minutes ago, luckyBatistuta said: Don’t fear them as much as the Mrs better? Quote Share this post Link to post Share on other sites
luckyBatistuta Posted March 24 6 minutes ago, milky_26 said: better? I’m here, over here FIRE AWAY!!! Quote Share this post Link to post Share on other sites
