Miller Jambo 60 Posted May 25, 2008 Share Posted May 25, 2008 Pay my Car insurance by 12 monthly direct debits,is it okay to go to another company and cancel with the first. Or are you due the yearly premium. Link to comment Share on other sites More sharing options...
coppercrutch Posted May 25, 2008 Share Posted May 25, 2008 It will tell you in the documents Link to comment Share on other sites More sharing options...
Rawrrrrrrr Posted May 25, 2008 Share Posted May 25, 2008 Pay my Car insurance by 12 monthly direct debits,is it okay to go to another company and cancel with the first.Or are you due the yearly premium. Your due the yearly premium However you may be able to cancel but there will be a cancellation fee and sometimes a minimum notice period depending on how long you have been with them You will need to speak to the insurer to find out, remember you will lose the no claims accrued to this point for this year though Probably a lot of hassle and cost for not a lot of saving Link to comment Share on other sites More sharing options...
The Old Tolbooth Posted May 25, 2008 Share Posted May 25, 2008 As Prancer says, it's not really worth it Doug, it's an annual contract and you would most likely be due the rest of the premium if you come away. Home insurance is different unless set up through a broker. Link to comment Share on other sites More sharing options...
Miller Jambo 60 Posted May 25, 2008 Author Share Posted May 25, 2008 As Prancer says, it's not really worth it Doug, it's an annual contract and you would most likely be due the rest of the premium if you come away. Home insurance is different unless set up through a broker. thanks guys. Link to comment Share on other sites More sharing options...
Miller Jambo 60 Posted May 25, 2008 Author Share Posted May 25, 2008 As Prancer says, it's not really worth it Doug, it's an annual contract and you would most likely be due the rest of the premium if you come away. Home insurance is different unless set up through a broker. John just phoned Asda insurance a penalty of 30.45 is given if you cancel. No more payments required. Now to phone Tesco. Link to comment Share on other sites More sharing options...
The Old Tolbooth Posted May 25, 2008 Share Posted May 25, 2008 John just phoned Asda insurance a penalty of 30.45 is given if you cancel.No more payments required. Now to phone Tesco. Thats a very lenient penalty mate, but make sure your new one is working out out to be much more beneficial for you. I go to http://www.moneysupermarket.com for my car quotes, and you can build your own policy to suit your needs. Examples of this would be no voluntary excess (you normally have ?150 excess or so anyway but any voluntary excess is added to this). Also I protect my no claims discount, and tend to enquire about breakdown cover and how much it would cost putting it on the chosen policy as sometimes it's cheaper going to the AA, RAC or Green Flag direct and having this seperate. Other things to consider are legal expenses cover (always always include this), a courtesy car, and windscreen cover. I take the lot as I want hassle free motoring and my policy usually works out a tad more expensive than what I could normally get. Cheapest isn't always best Doug, you basically get what you pay for and if a policy is way cheaper than others, then there's a reason for it, so check the small print and cover options, and also the excesses. Hope this helps mate Link to comment Share on other sites More sharing options...
chester copperpot Posted May 25, 2008 Share Posted May 25, 2008 Thats a very lenient penalty mate, but make sure your new one is working out out to be much more beneficial for you. I go to http://www.moneysupermarket.com for my car quotes, and you can build your own policy to suit your needs. Examples of this would be no voluntary excess (you normally have ?150 excess or so anyway but any voluntary excess is added to this). Also I protect my no claims discount, and tend to enquire about breakdown cover and how much it would cost putting it on the chosen policy as sometimes it's cheaper going to the AA, RAC or Green Flag direct and having this seperate. Other things to consider are legal expenses cover (always always include this), a courtesy car, and windscreen cover. I take the lot as I want hassle free motoring and my policy usually works out a tad more expensive than what I could normally get. Cheapest isn't always best Doug, you basically get what you pay for and if a policy is way cheaper than others, then there's a reason for it, so check the small print and cover options, and also the excesses. Hope this helps mate Doug, never trust him when it comes to car insurance quotes mate. This is the guy who drove whilst banned for having no insurance, and told me to drive my car home last night whilst half cut. Link to comment Share on other sites More sharing options...
The Old Tolbooth Posted May 25, 2008 Share Posted May 25, 2008 Doug, never trust him when it comes to car insurance quotes mate. This is the guy who drove whilst banned for having no insurance, and told me to drive my car home last night whilst half cut. Ha ha ya radge!!! Don't listen to him Doug, he's a bam Link to comment Share on other sites More sharing options...
Miller Jambo 60 Posted May 25, 2008 Author Share Posted May 25, 2008 Ha ha ya radge!!! Don't listen to him Doug, he's a bam Dont worry mates they quoted me 100 over my existing policy . so im staying. Cant wait for the new season to see all my mates you john and big Andy. Luv being a jambo. Link to comment Share on other sites More sharing options...
chester copperpot Posted May 25, 2008 Share Posted May 25, 2008 Dont worry mates they quoted me 100 over my existing policy .so im staying. Cant wait for the new season to see all my mates you john and big Andy. Luv being a jambo. I like Doug, not this Miller Jambo Wannabee Change your name back, in fact, Im starting a campaign. MAHA Link to comment Share on other sites More sharing options...
Miller Jambo 60 Posted May 25, 2008 Author Share Posted May 25, 2008 I like Doug, not this Miller Jambo Wannabee Change your name back, in fact, Im starting a campaign. MAHA Cheers Andy we will be back.:107years::107years: Link to comment Share on other sites More sharing options...
Sharky999 Posted May 25, 2008 Share Posted May 25, 2008 quinns direct, does the job for me Link to comment Share on other sites More sharing options...
neobis Posted May 26, 2008 Share Posted May 26, 2008 This is the guy who drove whilst banned for having no insurance, and told me to drive my car home last night whilst half cut. I hope that's a wind-up. Link to comment Share on other sites More sharing options...
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