Visa Debit Chargeback

[number-16]

If someone bought a season ticket using a Visa debit card, am I correct in thinking:

 

1. The buyer would still be protected if the worst happened to Hearts?

2. That Hearts would get the money quicker than if payment was made by credit card?

 

There's a bit on this link but I'm just checking the specifics.

http://www.guardian.co.uk/money/2012/jan/20/section-75-chargeback

[iaing]

You would have some protection.

 

Hearts would receive funds in 3 working days.

[Mister Dee]

I (stupidly) bought a bathroom from Dolphin a couple of years ago, but only paid a deposit by Credit Card.

 

They went bust a few days later, but because I paid by CC, I got the amount back.

 

It took ages to come through, about 10 months.

There was some debate about the cost of the entire sale being refunded, but that doesn't happen.

 

Using that as an example, the answer to 1) is yes.

2) I don't know.

[SUTOL]

If someone bought a season ticket using a Visa debit card, am I correct in thinking:

 

1. The buyer would still be protected if the worst happened to Hearts?

2. That Hearts would get the money quicker than if payment was made by credit card?

 

There's a bit on this link but I'm just checking the specifics.

http://www.guardian....n-75-chargeback

 

Going by the article it looks pretty much that yes your point 1 is correct.

( I didn't realise it applied to any Visa debit card, I thought it might depend on your bank.)

 

On point 2, it might vary with different banks/providers, but I was speaking to a customer this week about credit card payments and he said their account gets credited the next morning.

[Paolo]

I (stupidly) bought a bathroom from Dolphin a couple of years ago, but only paid a deposit by Credit Card.

 

They went bust a few days later, but because I paid by CC, I got the amount back.

 

It took ages to come through, about 10 months.

There was some debate about the cost of the entire sale being refunded, but that doesn't happen.

 

Using that as an example, the answer to 1) is yes.

2) I don't know.

 

For credit card you would get the entire cost of the product back. For debit cards, some banks subscribe to a voluntary code, which gives the same rights.

 

Those concerned can pay ?1.00 by credit card and the rest by cash. You get full cover and Hearts get almost all the moment quicker. If you are buying for a family member or friend, however, you may not be covered for their purchase.

[number-16]

That's me bought my first season ticket in years now.

 

Just need to find a way to get down to the games now.

[Italian Lambretta]

Wel done mate you put a lot of bawbags on here to shame.

 

That's me bought my first season ticket in years now.

 

Just need to find a way to get down to the games now.

[Paolo]

That's me bought my first season ticket in years now.

 

Just need to find a way to get down to the games now.

 

Don't know your circumstances, but well done anyway, and thank you.

[GuitarJambo]

That's me bought my first season ticket in years now.

 

Just need to find a way to get down to the games now.

 

take my hate off to you (if I were wearing one)

 

where you travelling from? May be able to help you out with a few folks.