Just to clarify in practice the £200 bill-credit 'loan' on all home elec bills in Oct.

- every bill will reduce by £200
- every bill after Apr 23 increases by £40/yr for 5yrs regardless of if you got the £200 or not.

Its a 1yr bill reduction followed by a 5yr compulsory levy.

— Martin Lewis (@MartinSLewis) February 4, 2022