davemclaren Posted September 27, 2019 Share Posted September 27, 2019 Car insurance renewal came through and I noticed it still said there were 3 cars at this address but my daughter left over a year ago so now only 2. Phoned to tell them and they said they would note it as a mid year change with increased premium of 17p ( for the 3 weeks left on thus years ) plus a £26 admin fee!! I laughed loudly telling them that was bizarre so she got agreement to waive the admin fee. So, I’ve now paid them the extra 17p for this year and my next year premium has gone up by about £4. What’s the logic behind that? Quote Link to comment Share on other sites More sharing options...
IronJambo Posted September 27, 2019 Share Posted September 27, 2019 You surely haven't took the new policy on without shopping around? Quote Link to comment Share on other sites More sharing options...
sadj Posted September 27, 2019 Share Posted September 27, 2019 2 minutes ago, davemclaren said: Car insurance renewal came through and I noticed it still said there were 3 cars at this address but my daughter left over a year ago so now only 2. Phoned to tell them and they said they would note it as a mid year change with increased premium of 17p ( for the 3 weeks left on thus years ) plus a £26 admin fee!! I laughed loudly telling them that was bizarre so she got agreement to waive the admin fee. So, I’ve now paid them the extra 17p for this year and my next year premium has gone up by about £4. What’s the logic behind that? Name and shame that company Dave. Maybe their logic is if there is only two cars there is less choice for the burglars so they are 17p a month more likely to hit yours? Quote Link to comment Share on other sites More sharing options...
sadj Posted September 27, 2019 Share Posted September 27, 2019 1 minute ago, IronJambo said: You surely haven't took the new policy on without shopping around? This year is the first Iv had the cheapest offer from my existing insurer , was the same with pet insurance (car insurance was cheaper than last year and pet insurance went up) , home insurance i moved and saved about £3 a month. Quote Link to comment Share on other sites More sharing options...
hughesie27 Posted September 27, 2019 Share Posted September 27, 2019 More cars at household means less chance any particular car will be used and thus less likely to be claimed against. Quote Link to comment Share on other sites More sharing options...
davemclaren Posted September 27, 2019 Author Share Posted September 27, 2019 23 minutes ago, IronJambo said: You surely haven't took the new policy on without shopping around? Did an online comparison and still the cheapest. However, if they had insisted I pay the £26 to cover a 17p premium increase I would have moved on principle. Quote Link to comment Share on other sites More sharing options...
davemclaren Posted September 27, 2019 Author Share Posted September 27, 2019 3 minutes ago, hughesie27 said: More cars at household means less chance any particular car will be used and thus less likely to be claimed against. I suppose so. Bloody actuaries. Quote Link to comment Share on other sites More sharing options...
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