itsnomarooned Posted February 8, 2016 Share Posted February 8, 2016 Anyone got any recommendations? A guy me and Mrs itsnomarooned have used has let us down recently, not in terms of advice but more reliability, so maybe looking to take our business elsewhere. Anyone have a good tale to tell of someone they've used? Prefer someone local (our guy is based in Dunbar which is a bit of a pain). Link to comment Share on other sites More sharing options...
gsprott Posted February 8, 2016 Share Posted February 8, 2016 James McQuistin ([email protected]) has just got me a mortgage! Good broker! Link to comment Share on other sites More sharing options...
Stephen Muddie Posted February 8, 2016 Share Posted February 8, 2016 Link to comment Share on other sites More sharing options...
mrcrisps Posted February 8, 2016 Share Posted February 8, 2016 Where do you live? Is it mortgage or other financial advice you need? Link to comment Share on other sites More sharing options...
itsnomarooned Posted February 8, 2016 Author Share Posted February 8, 2016 Where do you live? Is it mortgage or other financial advice you need? In Edinburgh. Right at the moment it's a mortgage we're after but once that's settled we'll want to plan ahead etc. so other advice in the future too. Link to comment Share on other sites More sharing options...
dryJTlaw Posted February 8, 2016 Share Posted February 8, 2016 Try Bryan Dow Financial Services on Ratcliffe Tce. Has sorted our mortgage for last few years. Good Jambo as well. Link to comment Share on other sites More sharing options...
jambo_ Posted February 8, 2016 Share Posted February 8, 2016 do people still use financial advisors? try google ... and advise yourself! Link to comment Share on other sites More sharing options...
jambomartin Posted February 8, 2016 Share Posted February 8, 2016 do people still use financial advisors? try google ... and advise yourself! That would hard as a lot of companies products are on an advice only basis. Also depending on the level of advice needed by the OP Link to comment Share on other sites More sharing options...
itsnomarooned Posted February 12, 2016 Author Share Posted February 12, 2016 Thanks for the couple of recommendations - will investigate for future financial stuff but leaning towards securing our own mortgage, i.e. moneysavingexpert site. Anyone else successfully done this? I've got my cars via the internet for the last 10 years so why should this be any different - right? Link to comment Share on other sites More sharing options...
Placid Casual Posted February 12, 2016 Share Posted February 12, 2016 Thanks for the couple of recommendations - will investigate for future financial stuff but leaning towards securing our own mortgage, i.e. moneysavingexpert site. Anyone else successfully done this? I've got my cars via the internet for the last 10 years so why should this be any different - right? For mortgage advice, I highly recommend the Centre for Independent Mortgage Advice on Leith Walk (ask for Greg Mcnicoll). They are extremely helpful and explain everything in very clear terms. www.cfima.co.uk Link to comment Share on other sites More sharing options...
Hansel Posted February 12, 2016 Share Posted February 12, 2016 Try Bryan Dow Financial Services on Ratcliffe Tce. Has sorted our mortgage for last few years. Good Jambo as well.Well. I used him for years before he tried to persuade me to switch lenders when I'd be just as well sticking with the one I already had at a better rate. Link to comment Share on other sites More sharing options...
Hasselhoff Posted February 13, 2016 Share Posted February 13, 2016 I once tried using a mortgage broker back in 2006 as my Bank of Scotland one was wanting to charge a fortune after my 2 year initial deal. The broker found some for me but nowhere near as good as the one I found myself at HSBC - 0.48% above base rate life tracker. I mentioned it to the broker and even he was impressed by it. Luckily just after getting that, the interest rates dropped from 5%ish down to 0.5%. Probably the best financial decision I ever made as it has saved us a fortune. So brokers not necessarily better than doing your own research would be my advice. Link to comment Share on other sites More sharing options...
heartsfc_fan Posted February 13, 2016 Share Posted February 13, 2016 I did my homework a few years ago when buying my first place. Go into money.com, money supermarket etc and have a look at figures. Then go directly onto the lenders website and see if it stacks up. My solicitor advised me to go and see a broker to make sure I knew what I was doing (first time buyer). So went along and showed him my offer and rate, he looked at me and after about 10 minutes basically said he didn't know if it was beginners luck but he couldn't beat my deal. Do your homework. Easier nowadays then it would've been 25 years ago with no internet. Link to comment Share on other sites More sharing options...
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